Thinking About Buying a Home? Start Here FIRST!

by Albert Chen

Before you fall in love with a house, you need to get pre-approved for a mortgage — and here's why it matters:

🔍 What is Pre-Approval?
It’s when a lender checks your finances to determine how much you can borrow 💳💼

📉 What Can Impact It?

Debt-to-income ratio

Employment & income

Credit score

Payment history

📝 Why It’s a Must:
✅ Know exactly how much you can afford
✅ Avoid heartbreak over homes out of budget
✅ Boost confidence in your buying power
✅ Show sellers you're a serious buyer 🏆

💡 Pro Tip:
Your pre-approval shows the MAX amount a lender will offer — only borrow what you're comfortable repaying 💬

📲 Ready to make moves? Connect with a trusted lender to start the process and DM me if you need recommendations!
Albert Chen

Albert Chen

Broker | License ID: 723026

+1(512) 789-9899

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