What a Fed Rate Cut Could Mean for Mortgage Rates
Right now, all eyes are on the Federal Reserve. Economists widely expect a few rate cuts before the end of 2025, but here’s what you need to know if you’re watching the housing market The Federal Funds Rate = the short-term interest rate banks charge each other. It impacts borrowing costs but isn’
Thinking About Buying a Home? Start Here FIRST!
Before you fall in love with a house, you need to get pre-approved for a mortgage — and here's why it matters: What is Pre-Approval?It’s when a lender checks your finances to determine how much you can borrow What Can Impact It?Debt-to-income ratioEmployment & incomeCredit scorePayment history Why
Thinking of selling your home in Central Texas?
Thinking of selling your home in Central Texas? Most agents will tell you it’s all about price, location, and condition… but in today’s competitive market, there are two more critical factors you can’t ignore: Competition – If there are several homes for sale in your neighborhood, simply lowering th
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