•  The $280 Shift in Home Affordability Every Buyer Should Know! ,Albert Chen

    The $280 Shift in Home Affordability Every Buyer Should Know!

    If you hit pause on your home search because of high interest rates or prices, it might be time to take another look — affordability is improving in 39 of the top 50 U.S. housing markets, according to First American!   Here’s the big news: The average monthly mortgage payment is now $283 lower than

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  •  Mortgage Rates Rise — Even After the Fed’s Rate Cut,Albert Chen

    Mortgage Rates Rise — Even After the Fed’s Rate Cut

    If you’re wondering why mortgage rates went up even after the Federal Reserve cut interest rates, here’s what’s really happening behind the scenes in today’s real estate market.   Not all interest rates move in sync — and the Fed Funds Rate isn’t the same as a mortgage rate. The Fed’s rate mainly im

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  • What a Government Shutdown Means for the Housing Market (Without the Panic),Albert Chen

    What a Government Shutdown Means for the Housing Market (Without the Panic)

    There’s a lot of noise out there about how a government shutdown affects the housing market—so let’s clear it up.   The market doesn’t stop. Homes are still being shown, contracts are still being signed, and transactions are still closing.   Here’s what may slow down: Processing for USDA loans will

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