• Student Loans? You Can STILL Buy a Home! ,Albert Chen

    Student Loans? You Can STILL Buy a Home!

    Did you know? 📊 A recent study shows 72% of people with student loans believe their debt will delay homeownership. Maybe you feel the same way and wonder:❓ Do I need to pay off my student loans before buying a house?❓ Can I qualify for a mortgage with student loan debt? Here’s the truth: You may be

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  • Selling a home in Texas with an HOA? Here are some things to be aware of!,Albert Chen

    Selling a home in Texas with an HOA? Here are some things to be aware of!

    Most HOAs will charge a fee just to order the HOA documents, which is due before closing. These docs are time-sensitive and can’t be reused — so I usually recommend my sellers wait until after the option period expires before ordering them. According to the contract, sellers are required to provide

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  • Real Estate Insanity: Doing the Same Thing and Expecting Your Home to Sell,Albert Chen

    Real Estate Insanity: Doing the Same Thing and Expecting Your Home to Sell

    Definition of insanity? Doing the same thing over and over while expecting different results. I see this all too often in today’s real estate market. A home sits on the market longer than expected, and the first reaction? Drop the price. But in today’s unpredictable market, that strategy doesn’t alw

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